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2026-03-24 · standards · commerce

Mastercard Verifiable Intent and Treeship

How Treeship's approval receipts align with Mastercard's open standard for agent commerce.

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Mastercard's Verifiable Intent is an open standard for proving an agent was authorized to make a purchase. It addresses the same problem Treeship solves: how do you prove intent and authorization in agent commerce?

The two systems approach this from different angles but converge on the same core primitive: a signed authorization that binds to a specific action.

The alignment

Verifiable Intent proves: "this agent was allowed to buy this thing."

Treeship proves: "this human approved, this agent acted, here is the cryptographic evidence."

Both start from the same assumption: bearer tokens are not enough. A token proves the agent has access. It does not prove the agent was authorized for a specific action. Authorization needs to be scoped, signed, and verifiable.

How Treeship maps to Verifiable Intent

The concepts translate directly:

TreeshipVerifiable IntentWhat it does
Approval artifactIntent credentialProves authorization was granted
Nonce bindingAuthorization bindingLinks authorization to a specific action
Verify page / CLIVerification endpointConfirms the chain is valid
Receipt chainAudit trailFull history from intent to execution

The mapping is not accidental. Both systems are solving for the same threat model: an agent acting without authorization and no one being able to prove it after the fact.

A concrete example

An agent purchasing cloud compute credits:

Treeship side

# Human approves
treeship attest approval \
  --approver human://devops-lead \
  --description "approve up to $200 for cloud compute credits" \
  --allowed-actor agent://procurement \
  --allowed-action cloud.credits.purchase \
  --max-uses 1

# Agent acts
treeship wrap \
  --actor agent://procurement \
  --action cloud.credits.purchase \
  -- curl -X POST https://api.cloudvendor.com/v1/credits \
    -d '{"amount": 150, "currency": "USD"}'

# Verify
treeship verify last --full

Verifiable Intent side

The approval receipt from Treeship contains the same information a Verifiable Intent credential needs: who approved, what was approved, the scope, the binding to a specific action.

The bridge

A Treeship approval receipt can be translated into a Verifiable Intent credential. The fields map:

The translation is mechanical. The cryptographic foundation (Ed25519 signatures, content-addressed IDs) is compatible with Verifiable Intent's requirements.

Future

Treeship could emit Verifiable Intent-compatible credentials alongside its native receipts. A single treeship attest approval could produce both a Treeship artifact and a Verifiable Intent credential, letting the agent present whichever format the counterparty expects.

This is not built yet. The foundation is in place: the signature scheme, the approval model, the nonce binding. The credential format translation is engineering work, not a design change.

For now, Treeship receipts and Verifiable Intent credentials solve the same problem with compatible approaches. As agent commerce matures, the standards will converge. Treeship will be ready.